Property Comparisons

Side-by-side breakdowns of the key decisions in UK property — from mortgage types to tenure, surveys to buying methods.

Legal & Ownership

Freehold vs Leasehold

Understand the key differences between freehold and leasehold ownership in England and Wal…

Sole vs Joint Ownership

Compare sole and joint property ownership in England and Wales, including joint tenancy vs…

Fixed vs Tracker Mortgage

Compare fixed rate and tracker mortgages to decide which suits your budget and risk appeti…

Interest-Only vs Repayment Mortgage

Find out how interest-only and repayment mortgages compare on monthly cost, total interest…

Mortgage Broker vs Bank

Compare using a mortgage broker with going directly to a bank or building society for your…

Homebuyer Survey vs Building Survey

Compare a RICS Homebuyer Survey (Level 2) with a full Building Survey (Level 3) to choose …

Survey Level 1 vs Level 2 vs Level 3

Understand the difference between RICS Level 1, Level 2, and Level 3 surveys and choose th…

Online vs High Street Estate Agents

Compare online and high street estate agents on fees, service, and sale outcomes to decide…

Lifetime ISA vs Help to Buy ISA

The Help to Buy ISA closed to new applicants in 2019. Compare both schemes on bonuses, pro…

New Build vs Period Property

Weigh up the key differences between buying a new build and a period property in the UK — …

Rightmove vs Zoopla

Compare Rightmove and Zoopla on listing volume, search tools, sold price data, and which i…

Cash Buyer vs Mortgage Buyer

Understand what being a cash buyer means in UK property, the advantages over mortgage buye…

Buying vs Renting

Compare the true costs of buying versus renting a home in the UK, including stamp duty, ma…

Buy-to-Let vs Stocks and Shares

Compare buy-to-let property investment with a stocks and shares ISA or portfolio in the UK…

House vs Flat

Compare buying a house versus a flat in the UK on price, running costs, mortgage availabil…