Property Tools
Free UK property calculators and AI-powered renter tools to help you understand costs, protect your rights, and make better decisions.
Analyse any UK property listing — free
Paste a Rightmove, Zoopla, or OnTheMarket URL and get instant AI analysis — red flags, fair valuation, and negotiation strategy.
Tip: Rightmove listings tend to include more detail, giving you richer analysis results.
Buyers
Calculators for stamp duty, mortgages, affordability, and purchase costs.
Mortgage & affordability
Affordability Calculator
Find out how much you can borrow and afford.
How much house can I afford?
Open toolMortgage Calculator
Calculate monthly repayments, total interest, and LTV.
What will my monthly repayment be?
Open toolMortgage Type Finder
Find out which mortgage type and strategy suits your situation.
Which mortgage type should I choose?
Open toolMortgage Overpayment Calculator
See how much interest and time you could save by overpaying your mortgage.
How much could overpaying my mortgage save?
Open toolRemortgage Savings Calculator
Calculate how much you could save by switching mortgage deal.
Should I remortgage to a better rate?
Open toolShared Ownership Calculator
Calculate the true monthly cost of shared ownership.
What does shared ownership really cost per month?
Open toolCosts & tax
Stamp Duty Calculator
Calculate SDLT, LBTT, or LTT for any UK property purchase.
How much stamp duty will I pay?
Open toolTake-Home Pay Calculator
See your net income after tax, NI, and student loans.
What's my take-home pay after tax?
Open toolHouse Buying Costs Calculator
Estimate the total cost of buying a house in the UK.
What's the total cost of buying a house?
Open toolMoving House Costs Calculator
Calculate the total cost of moving house in the UK — stamp duty, solicitor fees, survey, removals, and more.
What's the total cost of moving house?
Open toolEnergy Cost Estimator
Estimate annual energy costs by EPC rating and see how upgrades could save money.
What will energy bills cost for this property?
Open toolLeasehold
Valuation & improvement
Property Valuation
Get an AI-powered property valuation based on Land Registry comparable sales.
How much is this property worth?
Open toolRenovation ROI Calculator
Estimate renovation costs and value uplift for common home improvements.
Will this renovation add more value than it costs?
Open toolProperty Buying Quiz
Answer 7 questions and get a personalised buying readiness score.
Open toolRenters
Tools for renters — costs, deposit protection, tenancy analysis, and negotiation.
Rent vs Buy Comparison
Compare the true cost of renting versus buying.
Is it cheaper to rent or buy?
Open toolRenter Costs Calculator
Calculate deposit, upfront costs, and true monthly cost of renting.
What will renting really cost me up front and monthly?
Open toolDeposit Return Checklist
Room-by-room checklist for protecting your rental deposit.
How do I protect and get my rental deposit back?
Open toolTenancy Agreement Scanner
Upload your tenancy agreement and get AI analysis of unfair or unusual clauses.
Is this tenancy agreement fair?
Open toolTenant Rights Checker
Describe your situation and get AI-powered guidance on your rights as a tenant.
What are my rights as a tenant?
Open toolRent Negotiation Helper
Analyse a proposed rent increase and generate a negotiation letter.
Is this rent increase fair and how do I push back?
Open toolInvestors
Buy-to-let yield and investment analysis.
Rental Yield Calculator
Calculate gross and net rental yield for buy-to-let.
What rental yield will this buy-to-let make?
Open toolCapital Gains Tax Calculator
Calculate CGT on UK property sales including PPR and letting relief.
How much capital gains tax will I owe on a sale?
Open toolLandlord Tax Calculator
Calculate tax on rental income with Section 24 mortgage interest restriction.
How much tax will I pay on my rental income?
Open toolResearch
Explore postcodes, sold prices, and local area data.
Area research
Area Finder
Answer a few lifestyle questions and get AI-powered UK area recommendations.
Open toolPostcode Explorer
Check broadband, flood risk, crime, radon, and more by postcode.
What's this postcode like to live in?
Open toolNearby Amenities Checker
Find supermarkets, gyms, pubs, transport links and more within 1 km of any UK postcode.
What amenities are near this postcode?
Open toolSchool Catchment Checker
Find primary and secondary schools near any UK postcode.
What schools are near this postcode?
Open toolSafety & environment
Crime Rate Checker
View crime statistics and category breakdown for any UK postcode.
How safe is this area?
Open toolFlood Risk Checker
Check flood risk, nearby flood areas, and active warnings for any UK postcode.
Is this property at risk of flooding?
Open toolRadon Risk Checker
Check radon gas risk for any UK postcode based on UKHSA National Radon Atlas data.
Is this property in a radon-affected area?
Open toolGround Risk Checker
Check coal mining history and clay subsidence risk for any UK postcode.
Does this property have mining or subsidence risk?
Open toolListed Building Checker
Search for listed buildings near any UK postcode using Historic England data.
Is this a listed building with alteration restrictions?
Open toolMarket data
Sold Price Search
Search Land Registry sold prices by postcode.
What have homes near here actually sold for?
Open toolHome Value Estimator
Estimate property value based on nearby sold prices, type, and bedrooms.
How much is this property worth?
Open toolProperty Price Predictor
See historical trends and projected house prices for any UK postcode.
Where are house prices in this area heading?
Open toolCouncil Tax Lookup
Estimate your council tax band and annual cost by postcode.
What council tax band and cost applies here?
Open toolBroadband Speed Checker
Check estimated broadband speeds, full fibre availability, and likely providers for any UK postcode.
How fast is broadband at this postcode?
Open toolFrequently asked questions
- Are these calculators free?
- Yes, all calculators are completely free to use with no signup required. Use them as many times as you like — there are no limits or hidden charges.
- How accurate are the calculations?
- Our calculators use official 2025/26 tax year rates for stamp duty, income tax, and National Insurance. Running cost estimates (council tax, energy, insurance) are based on UK averages and may vary by location and property type.
- What tax year do the calculators use?
- All calculators use the current 2025/26 UK tax year rates, including the April 2025 stamp duty changes (FTB threshold of £300,000, additional property surcharge of 5%) and updated National Insurance rates.
- Do I need to create an account?
- No. All tools work without signing up — including the AI-powered renter tools (tenancy scanner, tenant rights, rent negotiation) and the AI property valuation. The only thing that requires an account is the full property analysis, which analyses actual listings from Rightmove, Zoopla, and OnTheMarket.
Research any UK property in minutes
Paste a Rightmove, Zoopla, or OnTheMarket link and get instant AI analysis — red flags, fair valuation, flood risk, crime data, and negotiation strategy.
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