Landlords

Landlord Resources

Guides and free calculators covering buy-to-let mortgages, rental yield, tax obligations, legal compliance, and exit strategies for UK landlords.

Before you buy to let

Rental returns come in two parts: the rent you collect each month and the value the property gains over time. A cheaper home up north might pay a higher yield; a pricier one in the south may grow faster. Know which you are after before you buy.

Tax changed the maths. Since the Section 24 rules you can no longer deduct all your mortgage interest before tax, so higher-rate landlords keep less than the headline rent suggests. Check the after-tax figure, and check the EPC — a home below band E cannot be let.

Landlord Guides

Buying StrategyBuy-to-Let Guide UK: How to Buy a Rental Property in 2025A complete guide to buying a buy-to-let property in the UK. Covers mortgage requirements, deposit sizes, tax changes, landlord responsibilities, and yield.Read guide →Costs & FinanceCapital Gains Tax on UK Property: Rules, Rates, and ReliefsSelling a property that isn't your main home? You may owe CGT. Here's how capital gains tax works on UK property — rates, reliefs, and reporting deadlines.Read guide →MortgagesRemortgaging in the UK: When, Why, and How to SwitchSitting on your lender's SVR could cost you thousands a year. Here's how to know when to remortgage and whether a product transfer is the better move.Read guide →RentingThe Renters' Rights Act Explained: What Tenants and Landlords Need to KnowA plain-English guide to the Renters' Rights Act: the end of Section 21, rolling tenancies, pet requests, rent rules and what it means for tenants and landlords.Read guide →Costs & FinanceEPC Rules for Landlords: MEES and the 2030 EPC C Deadline ExplainedHow MEES works, the current EPC E rule, exemptions and penalties, plus the proposed EPC C deadline for landlords by around 2030.Read guide →

Free Calculators

Free toolLease Extension CalculatorEstimate the cost of extending a leasehold property lease.Free toolRental Yield CalculatorCalculate gross and net rental yield for buy-to-let.Free toolCapital Gains Tax CalculatorCalculate CGT on UK property sales including PPR and letting relief.Free toolLandlord Tax CalculatorCalculate tax on rental income with Section 24 mortgage interest restriction.Free toolPopulation Turnover CheckerSettled or transient? See what share of locals moved in the last year.Free toolHeating Decarbonisation RiskHow exposed is this area to gas-boiler phase-out and heat-pump retrofit costs?Free toolOvercrowding Risk LookupShare of overcrowded homes in any UK postcode from Census 2021.Free toolRenter vs Owner MixTenure split for any UK postcode — owners, mortgagees, private renters, social renters.Free toolStudent Area DetectorHow student-concentrated is this UK postcode? Useful for HMO investors and families.Free toolSecond Home Stamp Duty CalculatorWork out the stamp duty surcharge on a second home or buy-to-let.Free toolBuy-to-Let Mortgage CalculatorCheck rental cover (ICR) and whether a buy-to-let mortgage stacks up.

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