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Roundhay, LS8

Pro report · 11 Oct 2026 · 18 sources

Prepared for you byExample Mortgages LtdExample Mortgages Ltd
Worth a look

69of 100

0, concerns100, no concerns

Based on the details given and Land Registry comparables, the asking price of £450,000 looks full rather than cheap: it sits above the type-matched median of £407,750 and above most nearby semi-detached sales, though bedroom count and condition are not in that data.

£450,0003 bed semi-detached house

Offer working: open at £405,000, recommended £425,000

General information, not regulated financial, legal or tax advice. HomeThink is not authorised or regulated by the Financial Conduct Authority and recommends no lender or mortgage.

3 things to know

  • Concern: Asking £450,000 is about 10% above the £407,750 median for matched semi-detached sales.

    Little room for error; the median ignores bedroom count, so compare 3-bed sales.

  • Concern: Road noise is 55.9dB Lden (day-evening-night average), banded Elevated.

    May affect sleep and garden enjoyment; visit at rush hour and at night.

  • Strength: Freehold tenure means no lease length, ground rent or lease-extension cost.

    You own the home and land outright, so no lease costs to budget for.

AI analysis may be wrong. Verify the key facts with a surveyor and a conveyancer before you decide, and take professional advice before you commit.

Why this scoreSold prices and public records69 of 100

This is a 3-bed freehold semi in a leafy Roundhay suburb with good green space and amenities within 1km, offset by elevated road noise, a mining-fringe location and an unverified EPC.

HomeThink ProPrepared 11 Oct 202618 sources

AI value estimate

£395,000 – £490,000

Mid estimate £440,000, against a £450,000 asking price. No additional evidenced deductions are applied.

Fair value
£440,000
£395,000–£490,000 · medium confidence
Priced deductions
None
No evidenced deductions claimed
Read against
18 sources
Registers, sold prices and the home's details

AI estimate, not a professional valuation. For a mortgage or for legal purposes you will need a formal valuation from a RICS-accredited surveyor. Lenders will commission their own valuation before approving a mortgage. General information, not regulated financial, legal or tax advice.

Against5
  • Coal mining risk is medium, as the area sits on the fringe of a known coalfield.
  • Recorded crime is about 125 a month, with the last six months up 15.2% on the six before.
  • No pharmacy, GP or hospital was recorded within 1km.
Why these matter
  • Coal mining risk is medium, as the area sits on the fringe of a known coalfield. — Order a Coal Authority search through your conveyancer before committing.
  • Recorded crime is about 125 a month, with the last six months up 15.2% on the six before. — Mainly violence and anti-social behaviour; get a local comparison before relying on the raw count.
  • No pharmacy, GP or hospital was recorded within 1km. — Map data may be incomplete; check healthcare access directly.
For5
  • Seven parks within 1km, nearest about 410m, plus a 337m nearest accessible green space.
  • Primary school (~550m) and secondary school (~940m) within 1km; the secondary is rated Good.
  • Area sold prices rose 18.1% year on year, with +5.3% over three years.
  • +1 more below
Why these matter
  • Seven parks within 1km, nearest about 410m, plus a 337m nearest accessible green space. — Easy everyday access to outdoor space.
  • Primary school (~550m) and secondary school (~940m) within 1km; the secondary is rated Good. — Useful for a family; check the primary school's current grade yourself.
  • Area sold prices rose 18.1% year on year, with +5.3% over three years. — Shows recent demand, though it covers all property types and may not repeat.
The balance
Monthly bills

£461/mo est.

council tax £233 · energy £139

  • Council tax£233
  • Energy£139
  • Water£37
  • Broadband£35
  • Insurance£17

The rest of the report

Our take69 of 100, and the reasoning5 against · 5 for

The Take

Based on the details given and Land Registry comparables, the asking price of £450,000 looks full rather than cheap: it sits above the type-matched median of £407,750 and above most nearby semi-detached sales, though bedroom count and condition are not in that data. This is a 3-bed freehold semi in a leafy Roundhay suburb with good green space and amenities within 1km, offset by elevated road noise, a mining-fringe location and an unverified EPC.

Before you proceed

  1. Ask your solicitor to order a CON29M coal mining search (from the Mining Remediation Authority, formerly the Coal Authority) during the legal work, to confirm what is recorded under this plot.
  2. Get a RICS Level 2 HomeBuyer Report (a paid survey of the home's condition by a qualified surveyor, £550–£850) before you exchange contracts.

General information, not regulated financial, legal or tax advice.

Red Flags5
  • Worth raising· 4
  • 01
    Asking £450,000 is about 10% above the £407,750 median for matched semi-detached sales.
    Warning
    11 Oct 26high conf.Verify ↗
  • 02
    Road noise is 55.9dB Lden (day-evening-night average), banded Elevated.1
    Warning

    Persistent noise reduces liveability and can depress resale value.

    11 Oct 26high conf.Verify ↗
  • 03
    Coal mining risk is medium, as the area sits on the fringe of a known coalfield.2
    Warning

    Historical mining can cause ground instability; affects insurability.

    11 Oct 26high conf.Verify ↗
  • 04
    Recorded crime is about 125 a month, with the last six months up 15.2% on the six before.3
    Warning

    High-crime areas attract higher home insurance premiums.

    11 Oct 26high conf.Verify ↗
  • Notes· 1
  • 05
    No pharmacy, GP or hospital was recorded within 1km.4
    Note
    11 Oct 26high conf.Verify ↗
Green Flags5
  • 01Freehold (you own the home and the land it sits on, indefinitely) tenure means no lease length, ground rent (an annual charge a leaseholder pays the freeholder for the land) or lease-extension cost.5
    11 Oct 26medium conf.
  • 02Seven parks within 1km, nearest about 410m, plus a 337m nearest accessible green space.4
    11 Oct 26high conf.Verify ↗
  • 03Primary school (~550m) and secondary school (~940m) within 1km; the secondary is rated Good.6
    11 Oct 26high conf.Verify ↗
  • 04Area sold prices rose 18.1% year on year, with +5.3% over three years.7
    11 Oct 26high conf.Verify ↗
  • 05Radon risk is low in this area, so no routine testing is needed for most buyers.8
    11 Oct 26high conf.Verify ↗

Sources & method

  1. DEFRA strategic noise
  2. Mining Remediation Authority coal register
  3. police.uk, recent months vs the months before
  4. OpenStreetMap amenities
  5. The home's stated details
  6. Ofsted inspection ratings
  7. HM Land Registry sold comparables
  8. UKHSA/BGS radon indicative atlas

Pricing Context

The £450,000 asking price is above the type-matched median of £407,750 for semi-detached sales over the last 36 months (range £215,000 to £760,000). Time-adjusted nearby semi-detached sales mostly sit roughly £370,000 to…

Location & Area

Census data classes the area as a family suburb, with 59% holding degree-level education and an IMD decile of 8 out of 10 (1 is most deprived). Parks, a supermarket and nurseries are close, but there is no train or tram …

Property Condition

No condition information was given and the EPC is not verified, so condition cannot be assessed beyond type and size. A 1,080 sq ft semi with one bathroom for three bedrooms is fairly typical. The mining-fringe location …

Potential Issues

The main points to check are the price against 3-bed comparables, the road noise at different times of day, the coal mining search result and the true EPC and council tax band. Only one bathroom for three bedrooms may ma…

How we worked out the scoreShow breakdown

The overall score

69/100

  • 01Price Fairnessmed63

    +2% above estimated value · Valuation assessment: fair

  • 02Locationhigh70

    50–149 recorded crimes/month within ~1 mile (125 a month, averaged over 13 months) · −5 Moderate mining / subsidence risk

  • 03Conditionlow60

    +0 Freehold semi of typical size (1,080 sq ft) for a family home · −5 EPC not verified, so insulation and heating are unknown

  • 04Financial & Legallow86

    +6 Freehold tenure

  • 05Marketabilitymed70

    +10 Freehold with no lease or ground rent issues · +8 Semi-detached is the most common type in nearby sales

MapThis home and the area's layers

Roundhay, LS8 on the area map — switch layers to see how the surrounding neighbourhood compares.

Money£2,712 a month, all in. 25% deposit, 4.5%, 25 years~£129k up front

What if you offered less?

£

General information, not regulated financial, legal or tax advice. HomeThink is not authorised or regulated by the Financial Conduct Authority and recommends no lender or mortgage.

True monthly cost

What you'll really pay each month — not just the mortgage headline.

Per month · all-in

£2,712/mo

25% deposit·4.5%·25yr·incl. maintenance (1% of price/yr)

Your rate + 2 points+15%
  • Today£2,712
  • @ 6.5%£3,115
  • Mortgage£1,876· 69%
  • Council Tax£233· 9%
  • Energy£139· 5%
  • Water£37· 1%
  • Broadband£35· 1%
  • Insurance£17· 1%
  • Maintenance£375· 14%
£ / sqft£417
Deposit (25%)£112,500
Stamp duty / land tax£12,500
Legal fees (est.)~£2,000
Survey (est.)~£700
Searches, registration and mortgage fee (est.)~£1,499

The purchase tax (SDLT in England, LBTT in Scotland, LTT in Wales) uses your buyer type and the property's region. Legal and survey are typical ranges, not quotes.

Typically needs a household income of about £75,000 — lenders usually cap borrowing near 4.5× income. A rough guide, not a decision.

AI valuationFair value

£440,000

range £395K—£490K·medium confidence

estimateasking

Total after tax & deductions — add everyone contributing to the mortgage

£/mo

AI-generated analysis. Figures are estimates drawn from averages and public data — always verify independently before making financial decisions.

Where it sitsFamily suburb. Among the least deprived areas: 8 of 10

Low area riskRising crime trend.
  • Rising crime trendCrime

    Recorded crime is up 15% on the months before in this area.

    Check the street-level crime map for the exact road and ask neighbours; factor security upgrades.

  • 01Info50–149 recorded crimes/month within ~1 mile
  • 02InfoLong-term flood risk needs checking
Location Intelligence

Area data from official UK government sources

Crime Statistics
High conf.
50–149 recorded crimes/month within ~1 mile

Recorded incidents in the search area, not a population-adjusted safety rating or an insurance quote.

Crimes reported (monthly average over 13 months)15.2% vs the months before
125

Top categories

Violence & sexual offences615
Anti-social behaviour209
Burglary169
Public order134
Vehicle crime124

Source: data.police.uk — ~1 mile radius

Updated 11 Oct 2026

Crime trend (last 13 months)+15.2% vs previous 6 months
The 6 months beforeLast 6 months
  • possession of weapons0 → 4NEW
  • drugs6 → 25too few to trend
  • bicycle theft2 → 6too few to trend
  • theft from the person2 → 5too few to trend
  • criminal damage arson26 → 45+73.1%
Source: police.uk

A screening indication from public data, not a survey or a site investigation. It does not replace a specialist report, and the absence of a flag is not evidence of the absence of risk.

Long-term flood risk

Not assessed yet.

Flood warningsNo active warnings recorded

Current warning checks do not establish long-term river, sea or surface-water flood risk. Check the official long-term flood maps and obtain an insurance quote.

Source: Environment Agency

Updated 11 Oct 2026

A screening indication from public data, not a survey or a site investigation. It does not replace a specialist report, and the absence of a flag is not evidence of the absence of risk.

No listed buildings nearbyClear

Planning applications not checked. We haven't been able to read the council planning registers for this report yet, so search the council's planning register.

Daily essentials unavailable for this home.

Verify before exchange18 questions. Not a survey1 check

The survey

RICS Level 2 HomeBuyer Report · typically £550–£850 at this price

A Level 2 HomeBuyer Report covers these 3 medium-severity risks on a conventional property. Ask the surveyor to look at each one specifically; upgrade to Level 3 only if they report signs of movement, damp or non-standard materials.

What lenders commonly ask

  • Lenders commonly ask for a mining search in coalfield areas, and insurers ask about any history of subsidence or underpinning.

    The ground read for this postcode notes coal mining at medium or high.

Lenders set their own criteria; these are the questions commonly raised, not any one lender's. HomeThink is not authorised or regulated by the Financial Conduct Authority and recommends no lender or mortgage.

Questions about this home
  • Which council tax band is this home actually in, and what is the current annual bill?
  • What is the current EPC rating, and when was the certificate issued?
  • Have the boiler, wiring and roof been replaced, and are there certificates or guarantees?
0/18
6 from red flags

Location & Area

Important

Based on: Road noise is 55.9dB Lden (day-evening-night average), banded Elevated.

Important

Based on: Road noise is 55.9dB Lden (day-evening-night average), banded Elevated.

Nice to know

Based on: Road noise is 55.9dB Lden (day-evening-night average), banded Elevated.

Nice to know

Based on: Road noise is 55.9dB Lden (day-evening-night average), banded Elevated.

Legal & Ownership

Must Ask

Based on: Coal mining risk is medium, as the area sits on the fringe of a known coalfield.

Important

Based on: Coal mining risk is medium, as the area sits on the fringe of a known coalfield.

The neighbourhoodFamily suburb

Neighbourhood ProfileFamily suburb

An area with family households and owner occupation. Check the household shares below; this category does not predict prices or turnover.

Deprivation8/10 (IMD2025)
Most deprivedLeast deprived
See the census profile· who lives here, homes, work, travel
Tenure mix
Tenure mix: Owned outright 35%, Mortgage/shared 34%, Social rent 8%, Private rent 23%, Other 0%
  • Owned outright35%
  • Mortgage/shared34%
  • Social rent8%
  • Private rent23%
  • Other0%
Life stages
  • Children19%
  • Young adults14%
  • Parents29%
  • Older37%
Household types
  • Single34%
  • Couples36%
  • Family w/ kids30%
  • Sharing1%
  • Other0%
Accommodation type
  • Detached22%
  • Semi-detached32%
  • Terraced10%
  • Flat36%
Economic activity
  • Employed62%
  • Retired23%
  • Student4%
  • Unemployed2%
  • Other8%
Travel to work
  • Public transport4%
  • Work from home49%
  • Drive42%
  • Active travel5%
General health
  • Very good56%
  • Good30%
  • Fair10%
  • Bad3%
  • Very bad1%
Heating mix
  • Mains gas79%
  • Electric12%
  • Low-carbon7%
  • Other1%
  • None1%
Ethnicity · diversity 73th percentile
  • White78%
  • Asian13%
  • Black4%
  • Other3%
  • Mixed1%

Diversity = Simpson's index, ranked vs all England + Wales MSOAs (ONS Census 2021 TS021).

Education Level 4+
59%+25 vs nat.
Overcrowding
1%-3 vs nat.
Migration turnover (1yr)
13%+2 vs nat.
Car-free households
18%-5 vs nat.
Higher share suggests walkable / transit-served area
Green space access
Nearest park 337m
ANGSt: district only · 0 site(s) ≥2ha within 300m
Affordability (Leeds)
6.5× earnings-1 vs nat.
England 7.6× · ONS 2025
Neighbourhood Character
Low conf.
established familiesleafy suburban

This is a family suburb where most households are couples or families rather than single people, with a median age of 40. Life centres on local parks, schools and the shops and cafés near the postcode, and many residents work from home, with 48% working from home versus 42% who drive to work.

Updated 11 Oct 2026

Area Trajectory
Low conf.
Stable
Average sold prices in this neighbourhood rose 18.1% year on year and 5.3% over three years, across all property types [sold-comps]The median house price here is £245,000 against £300,000 for England, and the affordability ratio is 6.5× against 7.6× nationally [affordability]Recorded crime rose 15.2% in the last 6 months compared with the 6 months before, mainly in drugs and criminal damage [crime-trend]Local schools include a rated Good secondary school, and overall IMD deprivation sits at decile 8 of 10 (where 10 is least deprived) [census-data]

Based on general area trends, this area appears to be stable, with prices having risen recently but affordability still better than the national average. The recent rise in recorded crime is worth watching, as it could affect demand if it continues.

Bills & servicesEnergy, broadband, council taxEPC D

EPC Rating
A
B
C
D
◀ Current
E
F
G
D

Average efficiency

As stated — Pro verifies against the EPC register

BroadbandArea estimate

100%

of premises in outcode LS8 can get gigabit broadband

Gigabit-capable100%
Ultrafast (300 Mbit/s+)100%
Superfast (30 Mbit/s+)100%

Availability, not a line test (area estimate: median of the postcode sectors in outcode LS8, Ofcom, Jan 2026)

Updated 11 Oct 2026

Council Tax
Med conf.

Estimated band

Band E

£2,792

/year

Band E in Leeds, 2026/27.

Band estimated from the price, deflated to 1991 values (2003 in Wales) with the UK House Price Index — your home's band may differ. Check it at gov.uk/council-tax-bands and enter it when you confirm the home's facts.

Monthly

£233/month

Authority

Leeds

Band E is above the national average (Band D). — top 19% most expensive in England & Wales.

Most councils offer 10-month payment plans.

Updated 11 Oct 2026

Schools & servicesSchools, transport, healthcare

Local Schools
Low conf.
  • Talbot Primary SchoolPrimary

    0.3 miles — Nearest primary school in the immediate area.

  • Allerton Grange SchoolSecondaryGood

    0.6 miles — Nearest secondary school in the immediate area.

There is one primary school and one secondary school within about 1km, and the secondary school has an Ofsted rating of Good. No primary school rating was supplied, so check the current grade at gov.uk/school-performance-tables before relying on it.

AI estimate — verify on the official Ofsted register

Source:Ofsted· Updated 11 Oct 2026

Transport Links

There are 28 bus stops within 1km, the nearest about 63 metres away, so bus access is good [OpenStreetMap].

Motorway distance not supplied in the data provided; verify locally.

There is no train station or tram stop within 1km, so public transport here is mainly by bus. Only 4% of residents commute by public transport, while 42% drive.

Lifestyle & Amenities

Supermarkets

Supermarket (large food shop) · 0.1 mi

Parks & green spaces

  • Nearest local park— Seven park sites are within 1km, but none of 2ha or more lies within 300m, and the nearest accessible park is 337 m away [green-space].
    0.3 mi

Dining

Local dining is limited in the data provided, with no restaurant or café records returned. A convenience supermarket sits very close by, and the wider neighbourhood is largely family-oriented, so expect a quieter local food scene rather than a busy one.

Entertainment

No gyms or leisure venues were recorded within 1km, so most leisure would mean travelling into Leeds or to a larger park. Two nurseries are within 1km, and two sites of 20ha or more lie within 2km [green-space].

Shops and parks are close, but gyms and leisure venues are not recorded nearby, so plan on travelling for fitness and entertainment.

Sold nearbySales within 1 km of this home, last 36 months20 sales within 1 km

Home details3 bed · 1 bath · 1,080 sq ft (as entered by you)EPC D

3 bed1 bath1,080 sq ft (as entered by you)£417/sq ftSemi-detached houseFreeholdCouncil tax E · est.EPCD

Property Details

3 bed1 bath1,080 sqftFreeholdEPCD

How we built this reportSources, gaps and method18 sources

18 distinct sources consulted. DEFRA noise mapping; DfE GIAS / Ofsted; EPC Open Data Register; Environment Agency; HM Land Registry; Historic England; Imperial College London (ERG) air quality API; Local authority data; Mining Remediation Authority; ONS; ONS / Ordnance Survey; ONS Census 2021; ONS Price Index of Private Rents; Ofcom Connected Nations (Jan 2026); OpenStreetMap; Police.uk; UK PlanIt; UKHSA/BGS Indicative Atlas of Radon.

Gaps: EPC Open Data Register (no data returned).

Public records and calculations support this report. AI interpretations, stated details and possible defects still need checking. Long-term flood risk is not established by current warning data.

AI analysis may be wrong. Verify the key facts with a surveyor and a conveyancer before you decide, and take professional advice before you commit.