Affordability in Cardiff
Homes in Cardiff cost about 7.0× the typical full-time salary, versus 7.6× across England & Wales. That puts it in line with the country as a whole.
Based on ONS house-price to workplace-earnings ratios, 2025. The England & Wales median is 7.6×.
Who lives in Cardiff
Census 2021 figures, averaged across the area's neighbourhoods.
59.5%
Owner-occupied
Homes owned outright or with a mortgage
23%
Privately rented
Share of homes rented from a private landlord
39.6%
Degree-educated
Adults with a level-4+ qualification
18.7%
Children
Residents aged under 16
18.1%
Retired
Residents who are retired
35%
Work from home
Workers based mainly at home
25.4%
Car-free homes
Households with no car or van
6/10
Deprivation
1 = most deprived, 10 = least (IMD decile)
Frequently asked
What is the average house price in Cardiff?
The median house price in Cardiff is £266,000 (ONS, 2025), about 7.0× the typical full-time salary.
Where does this Cardiff data come from?
House prices and affordability ratios come from ONS. Rents come from ONS/VOA private-rental statistics. Demographics are Census 2021 figures aggregated to local-authority level. England & Wales only.
Explore Cardiff
Affordability CheckerHow house prices compare to local salariesSold Price SearchSee what nearby homes actually sold forCrime CheckerRecent recorded crime by neighbourhoodSchool Catchment CheckerNearby schools, Ofsted ratings and catchmentsFlood Risk CheckerEnvironment Agency flood-risk bandsCouncil Tax LookupBand charges for the local authority