Affordability in Derby
Homes in Derby cost about 5.3× the typical full-time salary, versus 7.6× across England & Wales. That makes it more affordable than the national picture.
Based on ONS house-price to workplace-earnings ratios, 2025. The England & Wales median is 7.6×.
Renting in Derby
| Property size | Average rent (pcm) | Change on a year |
|---|---|---|
| 1 bed | £608 | +3.1% |
| 2 bed | £778 | +3.3% |
| 3 bed | £937 | +3.4% |
| 4+ bed | £1,302 | +2.5% |
| All sizes | £860 | +3.1% |
Who lives in Derby
Census 2021 figures, averaged across the area's neighbourhoods.
61.4%
Owner-occupied
Homes owned outright or with a mortgage
20.4%
Privately rented
Share of homes rented from a private landlord
29.9%
Degree-educated
Adults with a level-4+ qualification
19.6%
Children
Residents aged under 16
21.1%
Retired
Residents who are retired
23.7%
Work from home
Workers based mainly at home
25.1%
Car-free homes
Households with no car or van
5/10
Deprivation
1 = most deprived, 10 = least (IMD decile)
Frequently asked
What is the average house price in Derby?
The median house price in Derby is £220,000 (ONS, 2025), about 5.3× the typical full-time salary.
How much is rent in Derby?
The average private rent for a two-bedroom home in Derby is £778 per month (ONS Price Index of Private Rents, August 2026). It averages existing tenancies as well as new lets, so newly advertised rents are usually higher.
Where does this Derby data come from?
House prices and affordability ratios come from ONS. Rents are average private rents from the ONS Price Index of Private Rents, for the latest published month. Demographics are Census 2021 figures aggregated to local-authority level. England & Wales only.
Explore Derby
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